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Your first time buying?

Have you served in the military?

Where are you in the process?

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Which state are you shopping in?

What type of property?

Will this be your?

What is the estimated purchase price?

Funds available for down payment, closing costs?

Do you need down payment assistance?

Estimated credit score?

Are you working with a real estate agent?

What is your Language Preference?

What is your preferred contact method?

Whether you are looking for your first home, your forever home, an investment property or a second home, we have all the options for you. Our client first mentality puts the power in your hands.

Lock Lending - Purchase

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Meet Lock Lending

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A team of professionals that believe everyone should be treated as if they lived next door. Our founders and team members have more than 150 years of combined experience helping clients all over the country choose the best loan program to help accomplish their goals

Get your rate without the call for your purchase or refinancing needs.

Mortgage Services - The team at Next Door Lending has more than 100 years combined experience in helping clients accomplish goals. Licensed in 25 states.

It is important to find the program that matches your long term and short-term goals. Our team selects from a wide array of lenders to help find the best possible solution for you and your family.


Unlock effective home financing strategies with Lock It Lending. Explore innovative ways to fund your home purchase and achieve your home ownership goals.

Terms of use for Next Door Lending. This website is owned and operated by Next Door Lending, LLC, 27692 Franklin Rd, Southfield, MI. 48034.

The privacy policy for Neighborhood Tech. Respecting and protecting customer privacy is vital to our business.

Disclosure, legal, and license information for Neighborhood Tech. Next Door Lending is an Equal Housing Opportunity

If you are wondering about your mortgage loan and if you can get a better deal, you can remove all of the uncertainty in just a few moments by getting the facts from one of our loan experts.

Whether you are looking for your first home, your forever home, an investment property or a second home, we have all the options for you. 

Be worry free with 30 years of security. This is the most common product for our first time homebuyers and our clients refinancing. Check to see if you qualify for 3 percent down on a new home purchase.

30 Year Fixed Rate

These are backed by the federal housing administration and give borrowers the potential to put 3.5 percent down while still obtaining competitive interest rates.

FHA Loans

With the lowest rates in the market, give yourself the opportunity to pay your house off in half the time.


15 Year Fixed Rate

Clients living in rural or suburban areas have the opportunity to qualify for a no down payment loan option backed by the U.S. Department of Agriculture.

USDA Loans

These are designed for clients who are distinguished veterans, qualified service members and their spouses. This loan gives you the ability to put no money down on a purchase and to finance 100 percent on a refinance.

VA Loans

For the times when long term interest rate security isn't a priority and you only need the guarantee of a lower rate for short time.

Adjustable Rate

You may be out of conventional loan limits, we have a jumbo product where you can put 10 percent down and have no private mortgage insurance to get into your dream home.